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How Insurance Rates Are Determined in North Carolina
How Insurance Rates Are Determined in North Carolina

When you apply for auto insurance , it goes through a process called “underwriting.” During this process, the insurance company does several things. It reviews your application, looks at your driving record, and examines other factors to determine if you meet the insurer’s ...

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Blog Posts in 2019

  • Summer Safety Tips

    The summer can be loads of fun. For many people, it means swimming in nearby lakes and rivers, family vacations, camping, and lazy days relaxing by ...

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  • Workers' Compensation in North Carolina: FAQs

    If you were recently injured in a work-related accident or if you’re suffering from an occupational disease, and you’re considering filing a workers’ ...

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  • Medical Malpractice & Misdiagnoses

    We are all patients at some point, especially if we are smart and go to the doctor for our annual physicals and when we are sick and need treatment. ...

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  • 4 Reasons a Car Accident Claim is Denied

    All states require that people purchase auto insurance in order to drive legally. The purpose of auto insurance is to protect drivers’ personal assets ...

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  • Boater Education in South Carolina

    If you love the outdoors, there’s lots to do in Columbia, South Carolina. While locals flock to Lake Murray, Lake Wateree, Lake Marion, and Lake ...

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  • South Carolina's Cap on Medical Malpractice Damages

    It is common for people to believe that doctors and other healthcare providers always do excellent work, and while this is true to an extent, we must ...

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  • Evidence You Need in a Personal Injury Claim

    There are several different types of personal injury claims with some of the most common ones being: car accidents , slip and fall accidents , dog ...

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  • How the South Carolina Points System Works

    Each state has rules of the road and traffic laws. While many of the traffic laws are very similar from state-to-state, there are subtle nuances in ...

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  • How Car Accidents Affect Car Insurance Rates

    There are a number of things that impact people’s auto insurance rates, including but not limited to speeding tickets, age, gender (males are more ...

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