Call Today 803.359.3301
Understanding Medical Payments

Who Pays for Medical Treatment?

Answers from Our Columbia Injury Lawyer

If you are reluctant to have your medical bills paid by insurance, then it is important to have a clear understanding of the situation and know who pays for medical treatment after a personal injury case is settled. We do not want you to feel that it will limit or hinder your personal injury settlement. The answer to this question is not straightforward, but it is important to understand that you are personally responsible for your bills until the insurance company repays.

After an accident, it may seem as if the party at fault is responsible for paying your medical bills, but that is not entirely accurate. It is true that that individual should be responsible for compensation, but the insurance company will more than likely put up a strong fight. The hospital that you went to after the accident will send you a bill that must be paid.

At that point, you have several options, including:

  • Pay the bill yourself. If you simply decide to take the matter into your own hands, you can pay the bill with your own money and then seek compensation later. After paying the hospital, you would probably then have to pursue a lawsuit to make the other party pay. This process could prove to be a painful endeavor.

  • Have your insurance pay. If you have health insurance, you have the option to have your health insurance company pay the bill. Your bills can be covered immediately, and you will not have to pursue the faulty party on your own. If your health insurance needs to be repaid, they will have to sue the other driver.

Obtaining a Lien

One of our attorneys can help you put a lien on your file. This goes on an accident file and is a right to obtain the damages from the settlement of the personal injury case. We can help you pursue the other party who is at fault. If your insurance company has paid your medical bills, they do not sue the other driver by themselves but often wait until you get a lawyer who executes that process.

If you do not have health insurance, your lawyer can ask the hospital to lien your file. This means that you will continue to receive bills, but you do not have to pay them until your case is settled. The money that they should be expecting from you is held until your case concludes. The hospital can then get paid out of the funds received from the settlement.

Work with a Qualified Attorney Today!

At the Law Office of James R. Snell, Jr., LLC, the Columbia personal injury lawyer offers high-quality legal guidance that is committed to safeguarding the rights of injured clients. If you need assistance paying for medical treatment, Attorney Snell can help you build a case that aims toward maximum compensation.

Our legal team has the trustworthy credentials that demonstrate our commitment to clients, including:

  • 10/10 Superb rating on Avvo
  • The National Trial Lawyers: Top 100 Trial Lawyers
  • Rated A+ on the BBB

Contact one of our Columbia personal injury attorneys to discuss the best option for your case. We can help you understand the situation and who will pay for your specific case.

Watch Our Helpful Videos

  • Dog Bite Injuries

    Learn more about dog bites and what is covered under Columbia, SC law.

  • Drug Liability

    Learn more about drug liability throughout Columbia today.

  • Trucking Accidents

    Learn more about the common types of trucking accidents in Columbia and how our firm can help you with your case.

  • Super Lawyers
  • Better Business Bureau - Accredited Business
  • American Association for Justice
  • South Carolina Association for Justice
  • Top 100 Trial Lawyers - The National Trial Lawyers
  • 10.0 Superb Avvo Rating - Top Attorney Personal Injury