Who Pays for Medical Treatment?
Answers from Our Columbia Injury Lawyer
If you are reluctant to have your medical bills paid by insurance, then
it is important to have a clear understanding of the situation and know
who pays for medical treatment after a personal injury case is settled.
We do not want you to feel that it will limit or hinder your
personal injury settlement. The answer to this question is not straightforward, but it is important
to understand that you are personally responsible for your bills until
the insurance company repays.
After an accident, it may seem as if the party at fault is responsible
for paying your medical bills, but that is not entirely accurate. It is
true that that individual should be responsible for compensation, but
the insurance company will more than likely put up a strong fight. The
hospital that you went to after the accident will send you a bill that
must be paid.
At that point, you have several options, including:
Pay the bill yourself. If you simply decide to take the matter into your own hands, you can pay
the bill with your own money and then seek compensation later. After paying
the hospital, you would probably then have to pursue a lawsuit to make
the other party pay. This process could prove to be a painful endeavor.
Have your insurance pay. If you have health insurance, you have the option to have your health insurance
company pay the bill. Your bills can be covered immediately, and you will
not have to pursue the faulty party on your own. If your health insurance
needs to be repaid, they will have to sue the other driver.
Obtaining a Lien
One of our attorneys can help you put a lien on your file. This goes on
an accident file and is a right to obtain the damages from the settlement
of the personal injury case. We can help you pursue the other party who
is at fault. If your insurance company has paid your medical bills, they
do not sue the other driver by themselves but often wait until you get
a lawyer who executes that process.
If you do not have health insurance, your lawyer can ask the hospital to
lien your file. This means that you will continue to receive bills, but
you do not have to pay them until your case is settled. The money that
they should be expecting from you is held until your case concludes. The
hospital can then get paid out of the funds received from the settlement.
Work with a Qualified Attorney Today!
At the Law Office of James R. Snell, Jr., LLC, the Columbia personal injury
lawyer offers high-quality legal guidance that is committed to safeguarding
the rights of injured clients. If you need assistance paying for medical
treatment, Attorney Snell can help you build a case that aims toward maximum
Our legal team has the trustworthy credentials that demonstrate our commitment
to clients, including:
- 10/10 Superb rating on Avvo
- The National Trial Lawyers: Top 100 Trial Lawyers
- Rated A+ on the BBB
Contact one of our Columbia personal injury attorneys to discuss the best option for your case. We can help you understand the
situation and who will pay for your specific case.