all the time. They happen on the roads, on other people’s property, at work, at
office buildings, hospitals, amusement parks, and everything in between.
Since people are naturally “accident-prone,” insurance is
a BIG industry.
People are required to carry auto insurance for the
car accidents they cause, property insurance for the accidents that can occur on their
properties, and even many doctors won’t get hired unless they carry
medical malpractice insurance for the patients they may unintentionally harm.
If you were recently injured due to someone else’s negligence, there
is a strong possibility that an insurance company will be involved in
your claim. Since most people don’t have thousands of dollars (or
more) laying around to “pay for their mistakes,” they’re
usually required to carry some type of insurance.
So, if you were injured in some sort of an accident, an auto insurance
carrier or a homeowners insurance company, or another insurance carrier
is likely to get involved – and be in charge of handling the claim
from the at-fault party’s end.
When It’s You Against the Insurance Company
Sometimes injured parties will forgo a
personal injury attorney because they think, “I can handle the claim myself,”
or “I don’t need a lawyer,” or “I’ll get
more money if I cut the attorney out of it.” While it’s not
unusual for people to think these things, they are not usually true. If
you ask any legal professional, they’ll quickly say that
the best way to ensure a maximum recovery is to hire a skilled personal injury attorney. Why exactly?
Because, insurance companies are for-profit companies who are focused on
one thing: their bottom line. You would be hard-pressed to find an insurance
representative who received a pat on the back or a gold watch for offering
a plaintiff a nice, big settlement. It just doesn’t work that way
– in fact it’s quite the opposite.
Insurance companies make
every attempt to minimize plaintiffs’ (injured parties) claims. Since most plaintiffs
are not attorneys and they have
no clue as to how much their case is worth, or how much their future medical care
will cost, or how much income they will lose due to their injuries, they
are in the habit of accepting “low-ball settlements” offered
by insurance companies.
Often, plaintiffs lose tens of thousands of dollars, if not much more when
they try to represent themselves – we’ve seen it happen over
and over again. Would you perform your own heart surgery? Probably not.
When it comes to your personal injury claim, you may not even know a low-ball
settlement offer when it was right in front of you, but an experienced
Columbia personal injury lawyer would.
Don’t lose valuable compensation –
contact our firm for a free case evaluation today!