Most employers are required to have
workers’ compensation insurance or to prove that they can pay for workers’ compensation
without being insured. Workers’ compensation provides medical treatment
and income support for employees who were injured in the course of their
employment. This might be an injury that occurred while the employee was
working at his or her physical place of employment, or while he or she
was off-site carrying out duties that were part of the job. Medical conditions
and diseases obtained through employment (such as diseases obtained through
long-term exposure to dangerous chemicals at work) can also be covered
under workers’ compensation, when certain criteria are met.
Workers’ comp benefits can also be sought by the family members of workers who died due to work-related
injuries or illnesses.
An injured employee must have been unable to work for more than seven days
in order to receive his or her income benefits under workers’ compensation,
according to the
South Carolina Workers’ Compensation Commission. Furthermore, an injured employee must report the work-related injury
or illness to his or her employer within 90 days, though it is best to
report these incidents as soon as possible after they occur. Work-related
deaths must be reported within two years of the date of death. Failure
to provide timely notice in either situation could result in the injured
individual losing eligibility for workers’ compensation.
As mentioned above, the majority of employers are required to comply with
the state of South Carolina’s Workers’ Compensation Act, meaning
they must provide worker’s comp benefits to their injured employees.
There are, however, some exceptions. For examples, businesses with less
than four employees are exempt from the requirement to provide workers’
compensation, as well are a few other types employers. There are also
certain employees who may not be eligible for these benefits, such as
federal employees who work in South Carolina and certain “casual
If you need to
file a claim
for workers’ compensation benefits, you can turn to our law firm
for assistance. Our Lexington personal injury attorneys at the Law Office
of James R. Snell, Jr. can help you determine your eligibility and walk
you through the claims process.