What if the insurance adjuster tells you that if you don't settle in
30 days they will close their file?
A common strategy with insurance adjusters is to try to pressure people
personal injury claims fast, and for less money than they may be entitled to. This isn't
necessarily because the adjusters are bad people, but the insurance company's
profits come from paying out as little as possible on claims. Telling
someone that if they don't settle in X number of days that the file
will be closed is just a tactic to get you to hurry into such a settlement.
Under South Carolina law you have three years from the date of an accident
to settle your car accident case (cases involving government vehicles
have a shorter period). Whether or not the adjuster has "closed his
file" is meaningless toward your rights. Hearing a comment like that
should be considered to be a red flag that the adjuster is looking to
possibly take advantage of you and your situation.